Rewards and Beneficial Features

The bank offers a selection of retail rewards and everyday cards such as CIBC Tim Hortons Double Double Visa and CIBC Select Visa. The bank offers platinum and standard cards with affordable rates on cash advances and purchases. There are student cards with airmiles on dining, shopping, hotel stays, and gas purchases. They feature added and optional services such as credit monitoring for new bankruptcies, collection items, new trades, name and address changes, and more. Other tools that go with CIBC cards include management tools with personal spend categories, customized categories, custom budgets, and tracking. The bank also offers retail rewards and travel cards with premium privileges and benefits such as welcome bonuses of 25,000 aeroplan miles, extra miles for purchases at select retailers, and grocery and gas purchases, preferential treatment, and other perks.  There is travel CIBC credit card that feature custom spending limits, easy and quick reward redemption, and flexible travel options. 

Holders also earn extra rewards points at participating inns, hotels, spas, and restaurants and there are no hidden costs or fees. With travel cards, customers choose from major destinations such as Washington, Chicago, London, Paris, and many others. Businesses and individual customers are offered international and specialty services, investment tools, credit cards, and other products. Customers can choose from business, everyday, standard, retail rewards, and other types of cards.

Merchandise and Travel

CIBC partners with merchants and hotel chains that offer weekend gateways, tickets for exclusive performances, and travel. Home and garden merchandise is also offered, including hand tools, home appliances, and furnishings. Clients use their points toward phones, gadgets, home theatre systems, and more. Clients can choose by brand as well, and participating merchants and manufacturers include Apple, Esso, American Express, and others. Customers are offered a wide array of merchandise and activities such as travel accessories, travel gift cards, cruises, and more.

Cardholders can choose from hotel gift cards, cruise certificates, discounts on travel packages, and a lot more, but certificates are non-exchangeable and non-refundable. Business customers can choose from Visa cards with competitive rates and spending limits of up to $50,000. The Aerogold Visa Card for Business, for instance, features travel privileges by Visa and Air Canada, aeroplan miles, priority boarding, guaranteed reservations, and gift cards. CIBC also offers investment and wealth management services, day-to-day banking solutions, and other products.