Lenders Who Offer Unfavourable Terms and Hefty Interest Rates

Two types of debt instruments are taken into account when assessing the borrower’s credit history – personal loans (instalment loans) and revolving credit such as personal lines of credit. The problem is that borrowers who experience financial problems and build up a couple of negative transactions find it difficult to dig their way up. They […]

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Credit Cards by Capital One for Affordable and Premium Shopping and Exclusive Upgrades

Capital One offers flexible and affordable financial products, including used and new vehicle loans, mortgages, small business and personal accounts, and credit cards. The bank features popular small business and consumer cards with introductory interest rates, unlimited cash rebates, bonus miles, and other added benefits. Choosing the Right Card The choice of product depends on […]

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Beneficial Features and Promos Offered with Specialty Cards

Airmiles and rewards credit cards feature plenty of added benefits to attract more customers. Different banks and credit unions offer rewards cards, along with supplementary cards and other perks. Package Deals and Exclusive Offers Financial establishments offer generous discounts and perks, including rewards points toward bill payment, department store discounts, and others. Customers benefit from […]

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Credit Limit Options That Go with Secured Cards

The easiest way to obtain a secured card with a high limit is to deposit a large sum of money to serve as a guarantee for prompt and timely payment. The limit offered also depends on the bank of choice, with some institutions offering credit limits that can be as high as $10,000. What Financial […]

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Long-term and Short-Term Loans

Banks, credit unions, non-bank lenders, and governments offer small business loans. Government loans are offered with a payback period of 5 to 20 years. There are different financing options, including angel investors, small business loans, equipment leasing and financing, and others. In addition to loans under government programs, credit unions and big and small banks […]

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CanadaBanks.net Offers a New Calculator for Improved Borrowing Capacity

A new calculator by CanadaBanks.net helps visitors to compare multiple loan options and make wise borrowing choices. (PRWEB) June 06, 2014 CanadaBanks.net launches a new loan calculator (http://www.canadabanks.net/Loan-Calculator.aspx) to help visitors make prudent borrowing decisions that may otherwise affect their quality of life for years and even decades. Developed by the web and content development […]

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Investing in Funds and Other Assets

When it comes to mutual funds, there are pros and cons to consider as well. Before making a choice, you may want to consider factors such as yield, manager tenure, turnover, expense ratio, and others. One of the main benefits of mutual funds is that they are structured as liquid investment vehicles. Buying stocks from […]

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Requirements and Benefits of Debt Consolidation Loans and Balance Transfers

Debt consolidation offers many benefits to debt-ridden borrowers, including tax deductible interest and affordable monthly payments. This is a way to lower the interest rate and improve your credit score provided that you make timely payments. Benefits for Borrowers One of the benefits for borrowers is that they are offered a single loan to pay […]

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How to Choose a Credit Card Based on Income Level and Rating

There is a wide array of credit cards available, depending on factors such as employment, level of indebtedness, and others. The selection of credit cards includes secured, balance transfer, and specialty cards with insurance policies, promos, concierge services, and other perks Cards for Borrowers with High Income and Good Credit Customers with very good credit […]

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Loans for Borrowers with Financial Problems

Unsecured loans come in different varieties, including personal, auto, and bad credit loans. Brick-and-mortar banks, peer to peer lenders, and other providers offer unsecured loans. Banks usually offer unsecured loans to borrowers with a good credit score because the risk of default is higher. Customers apply for loans (http://www.canadabanks.net/default.aspx?article=Bad+Credit+Loans+-+a+Risk+not+Worth+Taking) to purchase big-ticket items, pay unexpected expenses, […]

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